/* ============================================================
   ML Group — design system
   ============================================================ */
:root{
  /* Variant 2 — navy + copper (matches ML Group presentation brand-book) */
  --navy:#0D1B2A;      /* deepest navy: header, hero, dark sections, footer */
  --navy-2:#12263A;    /* layered navy */
  --blue:#415A77;      /* steel: secondary structural, icons, links */
  --blue-2:#4E6B8C;
  --blue-ink:#16293C;  /* dark navy for gradients */
  --orange:#C77D5A;    /* copper: single warm accent (CTA, highlights) */
  --orange-d:#B0673F;  /* copper hover */
  --ink:#1A2433;       /* body text on light */
  --muted:#5A6472;
  --line:#E3E7EE;
  --bg:#FFFFFF;
  --bg-soft:#F4F6F9;   /* cool off-white alt sections */
  --sand:#EFE9DF;      /* warm neutral band */
  --white:#fff;
  --radius:16px;
  --radius-sm:10px;
  --shadow:0 10px 30px rgba(13,27,42,.08);
  --shadow-lg:0 24px 60px rgba(13,27,42,.16);
  --container:1320px;
  --ff:'Manrope',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  --fh:'Manrope',var(--ff);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--ff);color:var(--ink);background:var(--bg);
  font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--fh);font-weight:800;line-height:1.14;margin:0;color:var(--navy);letter-spacing:-.02em}
h1{font-size:clamp(2.2rem,4.6vw,3.7rem)}
h2{font-size:clamp(1.7rem,3.1vw,2.6rem)}
h3{font-size:1.24rem;font-weight:700}
p{margin:0}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  font-family:var(--fh);font-weight:600;font-size:.98rem;
  padding:.85em 1.6em;border-radius:999px;border:1.5px solid transparent;
  cursor:pointer;transition:.2s ease;white-space:nowrap;
}
.btn--primary{background:var(--orange);color:#fff;border-color:var(--orange)}
.btn--primary:hover{background:var(--orange-d);border-color:var(--orange-d);transform:translateY(-1px)}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn--ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.section .btn--primary{box-shadow:0 8px 20px rgba(245,129,30,.25)}
.btn--lg{padding:1em 2em;font-size:1.05rem}
.btn--sm{padding:.6em 1.15em;font-size:.9rem}

/* ---------- eyebrow / heads ---------- */
.eyebrow{
  display:inline-block;font-family:var(--fh);font-weight:600;font-size:.8rem;
  letter-spacing:.08em;text-transform:uppercase;color:#fff;
  background:rgba(255,255,255,.12);padding:.4em .9em;border-radius:999px;margin-bottom:1rem;
}
.eyebrow--dark{color:var(--blue);background:rgba(14,42,140,.08)}
.section__head{max-width:720px;margin:0 auto 3rem;text-align:center}
.section__head p{color:var(--muted);margin-top:.9rem;font-size:1.08rem}
.section__head--light h2{color:#fff}
.section__head--light p{color:rgba(255,255,255,.75)}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:100;background:rgba(11,27,51,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.header__inner{display:flex;align-items:center;gap:2rem;height:74px}
.logo{display:flex;align-items:center;gap:11px}
.logo__mark{width:40px;height:40px;display:grid;place-items:center;flex:none}
.logo__mark svg{width:40px;height:40px;display:block}
.logo__text{font-family:var(--fh);font-weight:800;color:#fff;font-size:1.2rem;line-height:1;letter-spacing:.04em}
.logo__text small{display:block;font-weight:600;font-size:.58rem;letter-spacing:.16em;color:var(--orange);margin-top:4px;text-transform:uppercase;font-family:var(--ff)}
.nav{margin-right:auto}
.nav__list{display:flex;gap:.4rem;list-style:none;margin:0;padding:0}
.nav__item{position:relative}
.nav__link{display:flex;align-items:center;gap:.4em;color:rgba(255,255,255,.85);font-weight:500;font-size:.98rem;padding:.6em .9em;border-radius:8px;transition:.15s}
.nav__link:hover{color:#fff;background:rgba(255,255,255,.08)}
.chev{opacity:.6;transition:.2s}
.has-drop:hover .chev{transform:rotate(180deg)}
.drop{
  position:absolute;top:calc(100% + 8px);left:0;min-width:270px;background:#fff;
  border-radius:12px;box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;
  transform:translateY(8px);transition:.2s;
}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop a{display:block;padding:.7em .9em;border-radius:8px;color:var(--ink);font-size:.95rem;font-weight:500}
.drop a:hover{background:var(--bg-soft);color:var(--blue)}
.header__actions{display:flex;align-items:center;gap:1.1rem}
.header__phone{display:flex;align-items:center;gap:.5em;color:#fff;font-weight:600;font-family:var(--fh);font-size:.98rem}
.header__phone svg{color:var(--orange)}
.header__phone:hover{color:var(--orange)}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.burger span{width:24px;height:2px;background:#fff;border-radius:2px;transition:.25s}

/* ---------- hero ---------- */
.hero{position:relative;color:#fff;overflow:hidden;background:var(--navy);min-height:640px;display:flex;align-items:center}
.hero__bg{position:absolute;inset:0;background-size:cover;background-position:center right;transform:scale(1.03)}
.hero__overlay{position:absolute;inset:0;background:linear-gradient(100deg,rgba(13,27,42,.95) 0%,rgba(13,27,42,.85) 40%,rgba(13,27,42,.55) 72%,rgba(13,27,42,.35) 100%)}
.hero__inner{position:relative;padding:6rem 24px 5rem;width:100%}
.hero__content{max-width:720px}
.hero h1{color:#fff;margin-bottom:1.4rem}
.hero .accent{color:var(--orange)}
.hero__lead{font-size:1.2rem;color:rgba(255,255,255,.86);max-width:660px;line-height:1.55}
.hero__cta{display:flex;gap:1rem;margin:2.4rem 0 3.2rem;flex-wrap:wrap}
.hero__stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;list-style:none;margin:0;padding:2.2rem 0 0;border-top:1px solid rgba(255,255,255,.18);max-width:820px}
.hero__stats b{display:block;font-family:var(--fh);font-size:2.1rem;font-weight:800;color:#fff;letter-spacing:-.02em}
.hero__stats b em{font-style:normal;color:var(--orange)}
.hero__stats span{font-size:.9rem;color:rgba(255,255,255,.68)}

/* ---------- trust ---------- */
.trust{background:var(--navy-2);padding:1.6rem 0}
.trust__title{text-align:center;color:rgba(255,255,255,.5);font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;font-family:var(--fh);font-weight:600;margin-bottom:1rem}
.trust__logos{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem 2.6rem;list-style:none;margin:0;padding:0}
.trust__logos li{font-family:var(--fh);font-weight:700;font-size:1.25rem;color:rgba(255,255,255,.72);letter-spacing:.02em}

/* ---------- sections ---------- */
.section{padding:5.5rem 0}
.section--gray{background:var(--bg-soft)}
.section--dark{background:var(--navy);color:#fff}
.section--dark h3{color:#fff}

/* ---------- cards grid ---------- */
.cards{display:grid;gap:1.4rem}
.cards--4{grid-template-columns:repeat(4,1fr)}
.cards--3{grid-template-columns:repeat(3,1fr)}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem;
  transition:.22s ease;display:flex;flex-direction:column;
}
a.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.card__ico{width:52px;height:52px;border-radius:12px;background:rgba(14,42,140,.08);color:var(--blue);display:grid;place-items:center;margin-bottom:1.2rem}
.card__ico svg{width:26px;height:26px}
.card h3{margin-bottom:.6rem}
.card p{color:var(--muted);font-size:.98rem;flex:1}
.card__more{margin-top:1.1rem;color:var(--blue);font-weight:600;font-family:var(--fh);font-size:.92rem}
.card--accent{background:linear-gradient(160deg,var(--blue),var(--blue-ink));border:0;color:#fff}
.card--accent h3{color:#fff}
.card--accent p{color:rgba(255,255,255,.82)}
.card--accent .card__ico{background:rgba(255,255,255,.15);color:#fff}
.card--accent .card__more{color:var(--orange)}
.card--glass{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12)}
.card--glass p{color:rgba(255,255,255,.72)}
.tag{display:inline-block;font-family:var(--fh);font-weight:700;font-size:.8rem;color:var(--navy);background:var(--orange);padding:.35em .8em;border-radius:6px;margin-bottom:1rem;align-self:flex-start}

/* ---------- options / add-ons ---------- */
.options{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.option{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:flex;flex-direction:column;gap:.55rem}
.option__ico{width:46px;height:46px;border-radius:12px;background:rgba(65,90,119,.09);color:var(--blue);display:grid;place-items:center;margin-bottom:.3rem}
.option__ico svg{width:23px;height:23px}
.option h3{font-size:1.1rem}
.option p{color:var(--muted);font-size:.94rem;flex:1}
.badge{display:inline-flex;align-items:center;gap:.4em;font-family:var(--fh);font-weight:700;font-size:.7rem;letter-spacing:.04em;text-transform:uppercase;color:var(--orange);background:rgba(199,125,90,.12);padding:.4em .75em;border-radius:999px;align-self:flex-start;margin-top:.4rem}
.badge--muted{color:var(--muted);background:rgba(90,100,114,.09)}

/* ---------- ops / why ---------- */
.ops{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.ops__media{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.ops__media img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
.ops__badge{position:absolute;left:1.4rem;bottom:1.4rem;background:#fff;border-radius:12px;padding:1rem 1.3rem;box-shadow:var(--shadow)}
.ops__badge b{display:block;font-family:var(--fh);font-size:1.5rem;color:var(--blue)}
.ops__badge span{font-size:.85rem;color:var(--muted)}
.ticks{list-style:none;margin:1.6rem 0 2rem;padding:0;display:grid;gap:.9rem}
.ticks li{position:relative;padding-left:2rem;color:var(--muted)}
.ticks b{color:var(--ink)}
.ticks li::before{content:"";position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:50%;background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none'%3E%3Cpath d='M20 6L9 17l-5-5' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}

/* ---------- cta ---------- */
.cta{background:linear-gradient(120deg,var(--blue),var(--blue-ink));color:#fff;padding:3.5rem 0}
.cta__inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta h2{color:#fff}
.cta p{color:rgba(255,255,255,.82);margin-top:.6rem;max-width:520px}
.cta__actions{display:flex;gap:1rem;flex-wrap:wrap}

/* ---------- footer ---------- */
.footer{background:var(--navy);color:rgba(255,255,255,.7);padding:4rem 0 0;font-size:.95rem}
.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.1fr;gap:2.5rem;padding-bottom:3rem}
.footer__col h4{color:#fff;font-size:1rem;margin-bottom:1.1rem;font-family:var(--fh)}
.footer__col a{display:block;color:rgba(255,255,255,.7);padding:.32em 0;transition:.15s}
.footer__col a:hover{color:var(--orange)}
.footer__col--brand p{margin-top:1rem;line-height:1.6}
.logo--light .logo__mark{background:var(--blue)}
.footer__phone{font-family:var(--fh);font-weight:700;font-size:1.25rem;color:#fff !important}
.footer__addr{margin-top:.8rem}
.footer__bottom{border-top:1px solid rgba(255,255,255,.1);padding:1.4rem 0}
.footer__bottom-inner{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.85rem;color:rgba(255,255,255,.5)}
.footer__bottom-inner a:hover{color:var(--orange)}

/* ============================================================
   Responsive
   ============================================================ */
@media(max-width:1024px){
  .cards--4,.options{grid-template-columns:repeat(2,1fr)}
  .footer__grid{grid-template-columns:1fr 1fr}
}
@media(max-width:860px){
  .nav{position:fixed;inset:74px 0 auto 0;background:var(--navy);flex-direction:column;padding:1rem 24px 2rem;transform:translateY(-120%);transition:.3s;margin:0;border-bottom:1px solid rgba(255,255,255,.1)}
  .nav.open{transform:translateY(0)}
  .nav__list{flex-direction:column;gap:.2rem;width:100%}
  .nav__link{padding:.9em 0;font-size:1.1rem;justify-content:space-between}
  .drop{position:static;box-shadow:none;background:rgba(255,255,255,.05);opacity:1;visibility:visible;transform:none;display:none;margin:.3rem 0 .6rem;padding:.3rem}
  .has-drop.open .drop{display:block}
  .drop a{color:rgba(255,255,255,.8)}
  .drop a:hover{background:rgba(255,255,255,.08);color:#fff}
  .burger{display:flex}
  .header__phone span,.header__actions .btn{display:none}
  .cards--3{grid-template-columns:1fr}
  .ops{grid-template-columns:1fr;gap:2rem}
  .hero__stats{grid-template-columns:repeat(2,1fr);gap:1.2rem}
}
@media(max-width:520px){
  body{font-size:16px}
  .section{padding:3.5rem 0}
  .cards--4,.options{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr;gap:1.8rem}
  .hero__inner{padding:3.5rem 24px}
  .cta__inner{flex-direction:column;align-items:flex-start}
}

/* ============================================================
   Inner pages
   ============================================================ */
.page-hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.page-hero__bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.30}
.page-hero__overlay{position:absolute;inset:0;background:linear-gradient(100deg,rgba(13,27,42,.96),rgba(13,27,42,.72))}
.page-hero__inner{position:relative;padding:3.4rem 24px 3.2rem}
.breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:.5em;font-size:.86rem;color:rgba(255,255,255,.6);margin-bottom:1.2rem}
.breadcrumb a{color:rgba(255,255,255,.62)}
.breadcrumb a:hover{color:#fff}
.breadcrumb i{font-style:normal;color:rgba(255,255,255,.35)}
.page-hero h1{color:#fff;max-width:900px}
.page-hero__lead{margin-top:1.1rem;color:rgba(255,255,255,.82);font-size:1.15rem;max-width:740px;line-height:1.55}
.page-hero__tags{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.6rem}
.page-hero__tags span{font-size:.82rem;font-weight:600;color:#fff;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);padding:.45em .9em;border-radius:999px}
.page-hero--sm .page-hero__inner{padding:2.6rem 24px 2.4rem}

.layout{display:grid;grid-template-columns:1fr 350px;gap:3.2rem;align-items:start}
.prose{max-width:100%;font-size:1.05rem}
.prose>p{color:var(--muted);margin:1rem 0}
.prose h2{margin:2.4rem 0 1rem}
.prose h2:first-child{margin-top:0}
.prose h3{margin:1.9rem 0 .7rem}
.prose strong{color:var(--ink)}
.prose ul{margin:1.1rem 0;padding:0;list-style:none;display:grid;gap:.75rem}
.prose ul li{position:relative;padding-left:2rem;color:var(--muted)}
.prose ul li::before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none'%3E%3Cpath d='M20 6L9 17l-5-5' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}
.prose ul li b,.prose ul li strong{color:var(--ink)}
.prose--legal{max-width:840px}
.prose--legal h2{font-size:1.4rem}

.aside{position:sticky;top:96px;display:grid;gap:1.2rem}
.aside-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:1.8rem;box-shadow:var(--shadow-lg)}
.aside-card h4{color:#fff;font-size:1.15rem;margin-bottom:.6rem}
.aside-card p{color:rgba(255,255,255,.75);font-size:.95rem;margin-bottom:1.2rem}
.aside-card .btn{width:100%}
.aside-card .aside-phone{display:block;font-family:var(--fh);font-weight:800;font-size:1.4rem;color:#fff;margin-top:1rem}
.aside-card .aside-phone:hover{color:var(--orange)}
.aside-facts{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem}
.aside-facts li{list-style:none;display:flex;justify-content:space-between;gap:1rem;padding:.65rem 0;border-bottom:1px solid var(--line);font-size:.95rem}
.aside-facts ul{margin:0;padding:0}
.aside-facts li:last-child{border-bottom:0}
.aside-facts b{color:var(--navy);font-family:var(--fh)}
.aside-facts span{color:var(--muted)}

/* process steps */
.steps{counter-reset:s;display:grid;gap:1rem;margin:1.6rem 0}
.step{position:relative;padding:1.4rem 1.6rem 1.4rem 4.8rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;left:1.5rem;top:1.25rem;font-family:var(--fh);font-weight:800;font-size:1.5rem;color:var(--orange);letter-spacing:-.02em}
.step h3{margin-bottom:.35rem;font-size:1.12rem}
.step p{color:var(--muted);font-size:.97rem}

/* generic left heading */
.section__head--left{margin:0 0 2.4rem;text-align:left;max-width:820px}

/* price table */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table.tbl{width:100%;border-collapse:collapse;min-width:560px;font-size:.98rem}
.tbl th,.tbl td{text-align:left;padding:1rem 1.3rem;border-bottom:1px solid var(--line)}
.tbl thead th{background:var(--navy);color:#fff;font-family:var(--fh);font-weight:700;font-size:.9rem;letter-spacing:.02em}
.tbl tbody tr:last-child td{border-bottom:0}
.tbl tbody tr:hover{background:var(--bg-soft)}
.tbl td b{color:var(--navy)}
.tbl .muted{color:var(--muted);font-size:.9rem}

/* forms */
.form{display:grid;gap:1.1rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.field{display:grid;gap:.4rem}
.field label{font-size:.9rem;font-weight:600;color:var(--ink)}
.field input,.field textarea{font-family:var(--ff);font-size:1rem;color:var(--ink);border:1.5px solid var(--line);border-radius:10px;padding:.8em 1em;background:#fff;transition:.15s;width:100%}
.field input:focus,.field textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(65,90,119,.12)}
.field textarea{min-height:120px;resize:vertical}
.form__note{font-size:.82rem;color:var(--muted)}
.form__note a{color:var(--blue);text-decoration:underline}

/* contacts */
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin-bottom:2.5rem}
.contact-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem}
.contact-item .ci-ico{width:46px;height:46px;border-radius:12px;background:rgba(65,90,119,.09);color:var(--blue);display:grid;place-items:center;margin-bottom:1rem}
.contact-item h4{font-size:1rem;margin-bottom:.4rem}
.contact-item a,.contact-item p{color:var(--muted);font-size:1rem}
.contact-item a:hover{color:var(--blue)}
.map-wrap{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow)}
.map-wrap iframe{display:block;width:100%;height:420px;border:0}

/* misc content grids */
.feature-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin:1.6rem 0}
.stat-band{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;background:var(--navy);border-radius:var(--radius);padding:2.2rem;color:#fff;margin:1rem 0}
.stat-band b{display:block;font-family:var(--fh);font-size:2rem;font-weight:800}
.stat-band span{color:rgba(255,255,255,.65);font-size:.92rem}
.job{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem 1.8rem;margin-bottom:1rem}
.job__top{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;align-items:center;margin-bottom:.6rem}
.job h3{font-size:1.18rem}
.job__pay{font-family:var(--fh);font-weight:800;color:var(--orange);white-space:nowrap}
.job p{color:var(--muted)}
.partner-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin:1.4rem 0}
.partner-grid li{list-style:none;display:grid;place-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem 1rem;font-family:var(--fh);font-weight:700;font-size:1.15rem;color:var(--navy);text-align:center}

@media(max-width:960px){
  .layout{grid-template-columns:1fr;gap:2rem}
  .aside{position:static;grid-template-columns:1fr 1fr;display:grid}
  .contact-grid,.feature-row{grid-template-columns:1fr}
  .stat-band,.partner-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:560px){
  .form .row{grid-template-columns:1fr}
  .aside{grid-template-columns:1fr}
  .stat-band{grid-template-columns:1fr 1fr;gap:1rem;padding:1.6rem}
  .partner-grid{grid-template-columns:1fr 1fr}
}

/* ============================================================
   Калькуляторы
   ============================================================ */
.calc__tabs{display:inline-flex;background:var(--bg-soft);border:1px solid var(--line);border-radius:999px;padding:5px;gap:4px;margin-bottom:2rem}
.calc__tab{border:0;background:transparent;font-family:var(--fh);font-weight:600;font-size:.96rem;color:var(--muted);padding:.7em 1.4em;border-radius:999px;cursor:pointer;transition:.18s;white-space:nowrap}
.calc__tab:hover{color:var(--navy)}
.calc__tab.is-active{background:var(--navy);color:#fff;box-shadow:0 6px 16px rgba(13,27,42,.18)}

.calc__panel{display:none}
.calc__panel.is-active{display:block;animation:calcfade .25s ease}
@keyframes calcfade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.calc__lead{color:var(--muted);margin-bottom:1.8rem;max-width:720px}

.calc{display:grid;grid-template-columns:1fr 400px;gap:2.4rem;align-items:start}
.calc__main{min-width:0}
.calc__block+.calc__block{margin-top:1.4rem}
.calc__gh{font-family:var(--fh);font-weight:700;font-size:1.08rem;color:var(--navy);margin:0 0 .9rem;display:flex;align-items:baseline;gap:.6rem;flex-wrap:wrap}
.calc__gh .note{font-weight:500;font-size:.82rem;color:var(--muted)}

.calc__grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem 1.4rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.9rem}
.calc__field{display:grid;gap:.4rem}
.calc__field--full{grid-column:1 / -1}
.calc__field label{font-size:.88rem;font-weight:600;color:var(--ink)}
.calc__inp{position:relative;display:flex;align-items:center}
.calc__inp input,.calc__field select{font-family:var(--ff);font-size:1rem;color:var(--ink);border:1.5px solid var(--line);border-radius:10px;padding:.72em .9em;background:#fff;width:100%;transition:.15s}
.calc__inp input:focus,.calc__field select:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(65,90,119,.12)}
.calc__inp .unit{position:absolute;right:.85em;font-size:.84rem;color:var(--muted);pointer-events:none;font-weight:600}
.calc__inp input{padding-right:3em}

.calc__result{position:sticky;top:96px;background:var(--navy);color:#fff;border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow-lg)}
.calc__result h3{color:#fff;font-size:1.05rem;margin-bottom:.4rem}
.calc__result>span.calc__sub{display:block;font-size:.85rem;color:rgba(255,255,255,.6);margin-bottom:1.3rem}
.calc__big{font-family:var(--fh);font-weight:800;font-size:2.5rem;line-height:1.05;letter-spacing:-.02em;color:#fff}
.calc__big.pos{color:#7BD88F}
.calc__big.neg{color:#F0846A}
.calc__metrics{display:flex;gap:.8rem;margin-top:1.4rem}
.calc__metric{flex:1;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:.85rem 1rem}
.calc__metric b{display:block;font-family:var(--fh);font-weight:800;font-size:1.3rem;color:#fff}
.calc__metric span{font-size:.76rem;color:rgba(255,255,255,.6)}
.calc__brk{list-style:none;margin:1.5rem 0 0;padding:1.4rem 0 0;border-top:1px solid rgba(255,255,255,.14);display:grid;gap:.65rem}
.calc__brk li{display:flex;justify-content:space-between;gap:1rem;font-size:.93rem;color:rgba(255,255,255,.75)}
.calc__brk li b{color:#fff;font-family:var(--fh);white-space:nowrap;font-weight:600}
.calc__brk li.total{border-top:1px solid rgba(255,255,255,.14);padding-top:.75rem;margin-top:.15rem;font-size:1rem;color:#fff}
.calc__result .btn{width:100%;margin-top:1.6rem}
.calc__note{font-size:.82rem;color:var(--muted);margin-top:1.3rem;line-height:1.5}

@media(max-width:960px){
  .calc{grid-template-columns:1fr;gap:1.6rem}
  .calc__result{position:static}
}
@media(max-width:560px){
  .calc__grid{grid-template-columns:1fr;padding:1.4rem}
  .calc__tabs{display:flex;width:100%}
  .calc__tab{flex:1;text-align:center;padding:.7em .6em;font-size:.82rem;white-space:normal;line-height:1.2}
}